How To Ride Out Of The Saddle

Good technique and weight distribution is key to riding efficiently out of the saddle. Watch this video by Global Cycling Network and find out how to do it properly....
Financial Fitness Plan – Education Planning

Financial Fitness Plan – Education Planning

Last time I gave an overview to the subject of savings and investments. This is a large and potentially complicated area of financial planning, and this month I will focus on planning for your children’s education. While in some countries this cost is met by the...
Financial Fitness Plan – Savings and investments   

Financial Fitness Plan – Savings and investments  

  Last time we looked at why you should have an emergency fund and cash reserves, and how best to manage these. In the next part of the Acuma financial fitness plan, I will focus on savings and investments. This is a huge area of planning, and arguably the one...
Financial Fitness Plan – Emergency Funds & Cash Reserves

Financial Fitness Plan – Emergency Funds & Cash Reserves

Moving further through the Acuma financial fitness plan, this time I will focus on emergency funds and cash reserves. By way of brief recap, we have now considered how to manage debt and why a will and putting protection in place is crucial for your financial...